Student Loan Guides & Articles
Plain-English guides to help UK graduates understand their student loans.
Which Student Loan Plan Am I On?
Confused by Plan 1, 2, 4, and 5? Here is how to identify your specific loan plan using your starting date and country.
When Is Your Student Loan Written Off?
Every UK student loan has an expiry date. Find out if yours disappears after 25, 30, or 40 years.
Starting university from August 2023? Here is exactly how Plan 5 differs from Plan 2 — thresholds, write-off dates, interest rates, and who repays more.
The latest repayment thresholds for 2024/25. Plan 1, 2, 4, 5, and Postgraduate — every figure explained with monthly and weekly breakdowns.
Wondering if your student loan affects your mortgage application? Here is what lenders actually look at — and why it is not what most people think.
UK Student Loan Interest Rates Explained — 2024/25
A plain-English guide to how UK student loan interest rates work — RPI, the Plan 2 surcharge, and what it means for how much you owe.