UK Student Loan Calculators
Select your student loan plan below to calculate your monthly repayments, view a long-term balance projection, and find out exactly when your loan will be written off.
Plan 1 Calculator
Who: England or Wales before September 2012 / Scotland or Northern Ireland before 2006
For older undergraduate loans with the lowest repayment threshold. Repayments start sooner but the total loan balance is typically smaller.
Plan 2 Calculator
Who: England, September 2012 to July 2023
The most common student loan plan in England, featuring a higher repayment threshold and a 30-year write-off period.
Plan 4 (Scotland) Calculator
Who: Scottish graduates from 2006/07 onwards
Specific to Scottish graduates, Plan 4 has the most generous repayment threshold of all UK student loan plans.
Plan 5 Calculator
Who: England, August 2023 onwards
The newest plan for English students, featuring a lower threshold and an extended 40-year write-off period.
Postgraduate Calculator
Who: Master's or Doctoral loan (England)
For Master's and Doctoral students. Repaid concurrently with any undergraduate loans at a 6% rate.